Innoti gives your institution a complete digital platform client registry, loan processing, repayment tracking, and BNR-compliant reports. No paper. No spreadsheets.
From the first client registration to the final BNR submission Innoti handles the complete loan lifecycle.
Register clients with National ID, employment, monthly income, and complete Rwanda address down to village level.
Supports flat rate and reducing balance. Live calculator shows interest, monthly payment, and total repayable before approving.
Auto-generated month-by-month schedule for every loan. Record payments and the balance updates instantly.
Monthly, quarterly, semestrial, or annual. PDF and Excel export. PAR ratio calculated automatically.
Upload your existing Excel client data. Innoti reads it, previews it, and lets you analyze before importing.
Platform owner, institution admin, and loan officer roles. Each sees only what they need to.
Innovatoor registers your bank or SACCO on the platform. Your data is fully isolated from other institutions.
Upload your current client list from Excel. No manual re-entry Innoti reads your file directly.
Create loans with auto-calculated schedules. Staff record payments as they come in.
Select the period, click export — PDF or Excel is ready to submit to the National Bank of Rwanda.
Every metric BNR requires is calculated automatically from your loan data. No manual computation, no risk of error.
Any institution that issues loans and needs to report to BNR can run Innoti.
Licensed MFIs that need structured loan tracking and periodic BNR reporting.
Savings and credit cooperatives managing member loans and repayments.
Small licensed banks that need full client management and regulatory reporting.
Organized lending cooperatives moving away from paper registers and Excel.
Contact Innovatoor to schedule a demo or discuss how Innoti can be deployed for your institution.